A year’s study could address this. Think then of where you are now… What about your assets, debts, taxes, lifetime expectations, family relationships and future needs? What is your possible risk of running out of money by age 90 or 105? Could something jeopardize your financial freedom when you can no longer restore it? What risks (or missed opportunities)could hit your estate after you’re gone? Could unknown risks in your business, pension plan, or other parts of life need discovery? Risks include the thief we call inflation, paying too much tax, high fees, too much volatility in investments, and cost of future illness or incapacities… Risk includes failure to align your financial assets and decisions with the comfort and security you want for life.