Two vital areas where financial advice can fall short touch Inflation and Lifestyle. If a time horizon were short, neither of these would matter so much. But as you think about your personal goals and how we secure the path for your future, Inflation and Lifestyle are absolutely vital to our planning.
Imagine a title: "FIXED-INCOME: Mr. HYDE becomes Dr. JEKYLL". Or another sub-title could simply be, “Don’t lose our money!” ...because that is exactly what can be at risk now with fixed-income investing. Don't use the last thirty years as your guide because the rear view mirror is a dangerous guide to the...Read more
Sleeping beauty lay resting 100 years, and this has been the fate of Life Annuities since the 1990s. Most advisors aren’t legally licensed to discuss or offer Life Annuities. Most people are unaware how annuities can guard us from ever running out of money. As I said to a client one time,...Read more
It’s an open question. Thinking of this together may be more valuable than anything we could write about it. Realizing how the future could slip away, or Lifestyle and Comforts can disappear, we can also today find how to protect our future and the life we want.Read more