Dear friends, living longer means our world is aging you’ll see graphically in a picture below.  Healthy aging means we'll need an endless supply of money to sustain our lifestyle, personal comforts, creative passions, and later-age care.  Our enemies would include stagnant economic growth, rising health costs, sudden risks whether personal...
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Income Reservoir — Money When You Need It

Securing a safe INCOME RESERVOIR in your planning is our key focus today.  We can see this in our 20s to 40s, or as seniors in our 70s to 90s ...and certainly as baby-boomers.  No financial plan is safe without a “reservoir” where you can get money for special concerns or opportunities...
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Match a PENSION to your LIFESTYLE …#1

As I write this, it has just been reported that U.S.-based pensions are facing a $1Trillion black hole.  Similar pension deficits are widely evident among advanced and aging economies of the world.  This includes Canada and our friends and neighbours.   Remember when pensions used to sport surpluses?  Were you amazed seeing future...
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