Life Income

November 2017 SWM Letter

This month we're looking at Safe Withdrawal Rates.  It’s our good fortune NOT to have been born into the royal family of Saudi Arabia.  Several of them are awaiting formal charges on corruption so they have been withdrawn.  Today's letter focuses on the much happier thought of choosing a safe income which will...
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Income Reservoir — Money When You Need It

Securing a safe INCOME RESERVOIR in your planning is our key focus today.  We can see this in our 20s to 40s, or as seniors in our 70s to 90s ...and certainly as baby-boomers.  No financial plan is safe without a “reservoir” where you can get money for special concerns or opportunities...
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Fixed-Income

Imagine a title:  "FIXED-INCOME:  Mr. HYDE becomes Dr. JEKYLL".   Or another sub-title could simply be, “Don’t lose our money!”  ...because that is exactly what can be at risk now with fixed-income investing.  Don't use the last thirty years as your guide because the rear view mirror is a dangerous guide to the...
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Real Estate Investing

This isn’t your hearth and home unless you have a rental suite attached.  I’m speaking of property that generates “income” as well as growth.  This reduces your risk, helps pay the bills, and makes you king or queen of your “castle”. Owning income properties, whether residential or commercial, can eventually make you queen...
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Awards

Queen Elizabeth II medal (1992) for service to community

Awarded on Parliament Hill 1992 for service to represent combined interests of business, faith groups, education, and non-profit sector in the battle against child poverty.

Million Dollar Round Table Member

Million Dollar Round Table represents a top level of insurance- and financial-advisors among near 90 nations world-wide, fostering highest levels of professional commitment and morality, lifelong study, mentorship and collegiality.

Community Involvement


Brian is enthusiastically active among charities, community foundations, and faith groups to enrich human development and potential for children in need, families in transition, and seniors in solitude.