Yes and this is why we have an advisor side to this website. Not everyone is as fortunate as you in having a clear and trusting relationship with a financial advisor. I can’t help everyone because I don’t have enough arms, legs and hours. But I can help in sharing this website so advisors and their clients can access the insights I’ve gained in my own experience. Your advisor may ask you to use this site, and then develop the conversation with her/him as your planning continues. So I invite you to use this site in the way that works best for you. And with this too, please honour the copyright by having others visit and use this site directly. Thank you for sharing this resource with others as I’ve shared it with you.