Budget — Retirement

SAFE WITHDRAWAL RATE … income for LIFE

The November 2017 client letter focused on "Safe Withdrawal Rates."   You can see how vital this is because no one wants to outlive their money.   We'll look at whether 3%, 4%, even 6% may be a safe basis for drawing your income.   If you spend too much for too long,...
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PENSION and two greatest ANXIETIES …6

Are you surprised that people with higher income and significant business experience would be worried about money for their retirement?   Two greatest worries in this group focus on money (life-income) and health (personal and family).  Don't assume by the house, car, or lifestyle that people are set for...
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RETIREMENT BUDGET for LIFE

How would you possibly budget for an experience you’d never had?   For instance in the first home you ever owned, were you surprised how many expenses arose and how tight your  money could seem in that first year of home ownership?  But the question now isn’t cash-flow for a short time, but...
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