Interesting year! They found Red October – it followed Slippery September. This echoes the drop in January/February, giving us two corrections in one year. It’s like a weightlifter who lifts a barbell, and then steps back to let gravity over with a crash. On the left is a hole where Jan/Feb dropped...
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Blog
HAPPINESS BEYOND COMPARING
This could fit under a seemingly universal theme, “I see, I want”. When one child has ice cream, others want some too. When one dog has a ball or bone, other dogs are jealous unless they have one too. And what may this mean in the quest to reach your own aspirations...
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LONG TERM CARE — Insurance and other options
Personal reasons bring you to a page like this. For family or for yourself, you’re wondering how to manage costs of prolonged illness, personal comfort, and Long Term Care. Here we'll review ALL your options. Insurance is possible (until 2018). Spending assets or investments may help. Family may help with nursing and...
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SAFE WITHDRAWAL RATE … income for LIFE
The November 2017 client letter focused on "Safe Withdrawal Rates." You can see how vital this is because no one wants to outlive their money. We'll look at whether 3%, 4%, even 6% may be a safe basis for drawing your income. If you spend too much for too long,...
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