Blog

HAPPINESS BEYOND COMPARING

This could fit under a seemingly universal theme, “I see, I want”.  When one child has ice cream, others want some too.  When one dog has a ball or bone, other dogs are jealous unless they have one too.  And what may this mean in the quest to reach your own aspirations...
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LONG TERM CARE — Insurance and other options

Personal reasons bring you to a page like this.  For family or for yourself, you’re wondering how to manage costs of prolonged illness, personal comfort, and Long Term Care.  Here we'll review ALL your options.   Insurance is possible (until 2018).  Spending assets or investments may help.  Family may help with nursing and...
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SAFE WITHDRAWAL RATE … income for LIFE

The November 2017 client letter focused on "Safe Withdrawal Rates."   You can see how vital this is because no one wants to outlive their money.   We'll look at whether 3%, 4%, even 6% may be a safe basis for drawing your income.   If you spend too much for too long,...
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